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Birthday Gift Inspirations

Birthday Gift Inspirations
The top 24 Ideas About Cool Birthday Gifts for Boys

by admin January 6, 2020

by admin January 6, 2020

The top 24 Ideas About Cool Birthday Gifts for Boys . Certain, you can select something cool…
Birthday Gift Inspirations
24 Best Birthday Gifts to India

by admin December 20, 2019

by admin December 20, 2019

24 Best Birthday Gifts to India .How to Select the Perfect Birthday GiftYes, we understand. You came…
Birthday Gift Inspirations
24 Best Birthday Gift for Mother

by admin December 14, 2019

by admin December 14, 2019

24 Best Birthday Gift for Mother . Sure, you can pick something cool off of the rack…
Birthday Gift Inspirations
Top 24 Birthday Gift for A Friend

by admin December 10, 2019

by admin December 10, 2019

Top 24 Birthday Gift for A Friend .How to Pick the Perfect Birthday GiftYes, we know. You…
Birthday Gift Inspirations
Top 24 60th Birthday Gift Ideas for Dad

by admin December 10, 2019

by admin December 10, 2019

Top 24 60th Birthday Gift Ideas for Dad . Certain, your birthday celebration lady loves her share…
Birthday Gift Inspirations
Best 24 Cute Birthday Gifts for Girlfriend

by admin December 7, 2019

by admin December 7, 2019

Best 24 Cute Birthday Gifts for Girlfriend . Certain, you can pick something cool off of the…
Birthday Gift Inspirations
Best 24 60th Birthday Gift for Her

by admin November 27, 2019

by admin November 27, 2019

Best 24 60th Birthday Gift for Her .Exactly how to Select the Perfect Birthday Celebration GiftYes, we…
Birthday Gift Inspirations
Top 24 Tween Girl Birthday Gifts

by admin November 24, 2019

by admin November 24, 2019

Top 24 Tween Girl Birthday Gifts . Sure, you can pick something cool off of the shelf…
Birthday Gift Inspirations
24 Of the Best Ideas for Personalized 1st Birthday Gifts

by admin November 13, 2019

by admin November 13, 2019

24 Of the Best Ideas for Personalized 1st Birthday Gifts . Sure, your birthday celebration lady loves…
Birthday Gift Inspirations
The 24 Best Ideas for Last Minute Birthday Gifts for Mom

by admin November 13, 2019

by admin November 13, 2019

The 24 Best Ideas for Last Minute Birthday Gifts for Mom .Exactly how to Pick the Perfect…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?