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Birthday Gift Inspirations

Birthday Gift Inspirations
Top 24 Tween Girl Birthday Gifts

by admin November 24, 2019

by admin November 24, 2019

Top 24 Tween Girl Birthday Gifts . Sure, you can pick something cool off of the shelf…
Birthday Gift Inspirations
24 Of the Best Ideas for Personalized 1st Birthday Gifts

by admin November 13, 2019

by admin November 13, 2019

24 Of the Best Ideas for Personalized 1st Birthday Gifts . Sure, your birthday celebration lady loves…
Birthday Gift Inspirations
The 24 Best Ideas for Last Minute Birthday Gifts for Mom

by admin November 13, 2019

by admin November 13, 2019

The 24 Best Ideas for Last Minute Birthday Gifts for Mom .Exactly how to Pick the Perfect…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for Your Boss

by admin November 6, 2019

by admin November 6, 2019

24 Best Ideas Birthday Gifts for Your Boss . Certain, your birthday celebration girl loves her share…
Birthday Gift Inspirations
The 24 Best Ideas for Mens 50th Birthday Gifts

by admin November 5, 2019

by admin November 5, 2019

The 24 Best Ideas for Mens 50th Birthday Gifts . Sure, you can select something cool off…
Birthday Gift Inspirations
Best 24 Homemade Birthday Gifts for Best Friend

by admin November 5, 2019

by admin November 5, 2019

Best 24 Homemade Birthday Gifts for Best Friend .How to Select the Perfect Birthday GiftYes, we know.…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for 2 Year Old

by admin October 30, 2019

by admin October 30, 2019

24 Best Ideas Birthday Gifts for 2 Year Old . Certain, you can select something cool off…
Birthday Gift Inspirations
The Best Ideas for Easy Diy Birthday Gifts

by admin October 23, 2019

by admin October 23, 2019

The Best Ideas for Easy Diy Birthday Gifts .Exactly how to Select the Perfect Birthday Celebration GiftYes,…
Birthday Gift Inspirations
24 Ideas for Birthday Gift Cards Online

by admin October 21, 2019

by admin October 21, 2019

24 Ideas for Birthday Gift Cards Online .Exactly how to Pick the Perfect Birthday GiftYes, we understand.…
Birthday Gift Inspirations
The Best Birthday Gift for 50 Year Old Woman

by admin October 19, 2019

by admin October 19, 2019

The Best Birthday Gift for 50 Year Old Woman . Sure, your birthday lady likes her share…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?