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Birthday Gift Inspirations

Birthday Gift Inspirations
The Best 20th Birthday Gift Ideas

by admin February 5, 2020

by admin February 5, 2020

The Best 20th Birthday Gift Ideas . Certain, your birthday girl likes her share of cake and…
Birthday Gift Inspirations
The Best Ideas for Birthday Gifts for Guy Friends

by admin February 4, 2020

by admin February 4, 2020

The Best Ideas for Birthday Gifts for Guy Friends .How to Select the Perfect Birthday GiftYes, we…
Birthday Gift Inspirations
The Best Homemade Birthday Gifts for Friends

by admin February 3, 2020

by admin February 3, 2020

The Best Homemade Birthday Gifts for Friends . Sure, you can select something cool down off of…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gifts for 8 Year Old Girl

by admin January 29, 2020

by admin January 29, 2020

The 24 Best Ideas for Birthday Gifts for 8 Year Old Girl . Certain, your birthday celebration…
Birthday Gift Inspirations
24 Of the Best Ideas for Guys Birthday Gifts

by admin January 24, 2020

by admin January 24, 2020

24 Of the Best Ideas for Guys Birthday Gifts .How to Pick the Perfect Birthday GiftYes, we…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gift for Guy Friend

by admin January 17, 2020

by admin January 17, 2020

The 24 Best Ideas for Birthday Gift for Guy Friend . Certain, you can choose something cool…
Birthday Gift Inspirations
24 Best Gifts for 70th Birthday

by admin January 15, 2020

by admin January 15, 2020

24 Best Gifts for 70th Birthday .Just how to Choose the Perfect Birthday Celebration GiftYes, we understand.…
Birthday Gift Inspirations
Top 24 Cheap Birthday Gifts for Mom

by admin January 8, 2020

by admin January 8, 2020

Top 24 Cheap Birthday Gifts for Mom .Exactly how to Choose the Perfect Birthday GiftYes, we know.…
Birthday Gift Inspirations
The top 24 Ideas About Cool Birthday Gifts for Boys

by admin January 6, 2020

by admin January 6, 2020

The top 24 Ideas About Cool Birthday Gifts for Boys . Certain, you can select something cool…
Birthday Gift Inspirations
24 Best Birthday Gifts to India

by admin December 20, 2019

by admin December 20, 2019

24 Best Birthday Gifts to India .How to Select the Perfect Birthday GiftYes, we understand. You came…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?