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Birthday Gift Inspirations

Birthday Gift Inspirations
The 24 Best Ideas for 70th Birthday Gift

by admin September 26, 2020

by admin September 26, 2020

The 24 Best Ideas for 70th Birthday Gift . Certain, your birthday lady loves her share of…
Birthday Gift Inspirations
The top 24 Ideas About Simple Birthday Gifts for Her

by admin September 5, 2020

by admin September 5, 2020

The top 24 Ideas About Simple Birthday Gifts for Her .Just how to Pick the Perfect Birthday…
Birthday Gift Inspirations
Best 24 Guy Birthday Gifts

by admin August 21, 2020

by admin August 21, 2020

Best 24 Guy Birthday Gifts . Sure, your birthday woman likes her share of cake and also…
Birthday Gift Inspirations
24 Best Ideas Grandpa Birthday Gifts

by admin July 11, 2020

by admin July 11, 2020

24 Best Ideas Grandpa Birthday Gifts .Just how to Pick the Perfect Birthday GiftYes, we know. You…
Birthday Gift Inspirations
24 Best Birthday Gift Ideas for Grandma

by admin May 22, 2020

by admin May 22, 2020

24 Best Birthday Gift Ideas for Grandma . Sure, you can pick something cool down off of…
Birthday Gift Inspirations
24 Of the Best Ideas for Good Birthday Gifts for Husband

by admin May 12, 2020

by admin May 12, 2020

24 Of the Best Ideas for Good Birthday Gifts for Husband . Sure, your birthday lady loves…
Birthday Gift Inspirations
The Best 65th Birthday Gift

by admin March 16, 2020

by admin March 16, 2020

The Best 65th Birthday Gift . Sure, your birthday celebration lady enjoys her share of cake and…
Birthday Gift Inspirations
The 24 Best Ideas for Nice Birthday Gifts

by admin March 16, 2020

by admin March 16, 2020

The 24 Best Ideas for Nice Birthday Gifts . Certain, you can choose something cool down off…
Birthday Gift Inspirations
24 Of the Best Ideas for 11 Year Old Birthday Gifts

by admin March 7, 2020

by admin March 7, 2020

24 Of the Best Ideas for 11 Year Old Birthday Gifts .Exactly how to Pick the Perfect…
Birthday Gift Inspirations
Top 24 Good Gifts for Girlfriend Birthday

by admin February 20, 2020

by admin February 20, 2020

Top 24 Good Gifts for Girlfriend Birthday . Sure, you can choose something cool off of the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?