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Birthday Gift Inspirations

Birthday Gift Inspirations
Best 24 Best 21st Birthday Gifts

by admin October 17, 2024

by admin October 17, 2024

Best 24 Best 21st Birthday Gifts .Exactly how to Choose the Perfect Birthday GiftYes, we understand. You…
Birthday Gift Inspirations
24 Best Birthday Gift for 3 Year Old Boy

by admin October 8, 2024

by admin October 8, 2024

24 Best Birthday Gift for 3 Year Old Boy . Certain, your birthday lady likes her share…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for 13 Year Old Girl

by admin September 19, 2024

by admin September 19, 2024

24 Best Ideas Birthday Gifts for 13 Year Old Girl .Exactly how to Choose the Perfect Birthday…
Birthday Gift Inspirations
24 Ideas for 60th Birthday Gifts for Dad

by admin September 9, 2024

by admin September 9, 2024

24 Ideas for 60th Birthday Gifts for Dad . Certain, you can select something cool down off…
Birthday Gift Inspirations
24 Ideas for Best One Year Old Birthday Gifts

by admin August 23, 2024

by admin August 23, 2024

24 Ideas for Best One Year Old Birthday Gifts . Sure, your birthday woman likes her share…
Birthday Gift Inspirations
The top 24 Ideas About Best Birthday Gifts for Women

by admin August 1, 2024

by admin August 1, 2024

The top 24 Ideas About Best Birthday Gifts for Women . Sure, you can select something cool…
Birthday Gift Inspirations
24 Ideas for Husband Birthday Gift Ideas

by admin July 21, 2024

by admin July 21, 2024

24 Ideas for Husband Birthday Gift Ideas . Certain, your birthday celebration woman enjoys her share of…
Birthday Gift Inspirations
24 Ideas for 21st Birthday Gift Ideas for Daughter

by admin July 6, 2024

by admin July 6, 2024

24 Ideas for 21st Birthday Gift Ideas for Daughter . Certain, your birthday celebration woman likes her…
Birthday Gift Inspirations
24 Best Birthday Gifts to Send

by admin June 12, 2024

by admin June 12, 2024

24 Best Birthday Gifts to Send . Sure, your birthday girl likes her share of cake as…
Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy

by admin February 29, 2024

by admin February 29, 2024

24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy . Sure, your birthday…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?