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Anniversary Gift Ideas

Anniversary Gift Ideas
Best 20 2nd Year Anniversary Gift Ideas

by admin December 7, 2019

by admin December 7, 2019

Best 20 2nd Year Anniversary Gift Ideas .You enjoy your partner as well as you despise them…
Anniversary Gift Ideas
20 Of the Best Ideas for Gift Ideas for 25th Wedding Anniversary

by admin December 7, 2019

by admin December 7, 2019

20 Of the Best Ideas for Gift Ideas for 25th Wedding Anniversary .Please your beloved partner by…
Anniversary Gift Ideas
20 Of the Best Ideas for 20th Wedding Anniversary Gift Ideas

by admin December 4, 2019

by admin December 4, 2019

20 Of the Best Ideas for 20th Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting…
Anniversary Gift Ideas
20 Of the Best Ideas for Third Anniversary Gift Ideas for Her

by admin December 1, 2019

by admin December 1, 2019

20 Of the Best Ideas for Third Anniversary Gift Ideas for Her .You like your spouse and…
Anniversary Gift Ideas
20 Best 20 Year Anniversary Gift Ideas for Husband

by admin December 1, 2019

by admin December 1, 2019

20 Best 20 Year Anniversary Gift Ideas for Husband .Please your beloved spouse by gifting an attractive…
Anniversary Gift Ideas
The Best Ideas for 40 Wedding Anniversary Gift Ideas

by admin November 29, 2019

by admin November 29, 2019

The Best Ideas for 40 Wedding Anniversary Gift Ideas .You love your partner as well as you…
Anniversary Gift Ideas
The 20 Best Ideas for 40th Wedding Anniversary Gift Ideas for Parents

by admin November 27, 2019

by admin November 27, 2019

The 20 Best Ideas for 40th Wedding Anniversary Gift Ideas for Parents .Please your beloved partner by…
Anniversary Gift Ideas
20 Ideas for 2nd Year Anniversary Gift Ideas for Him

by admin November 26, 2019

by admin November 26, 2019

20 Ideas for 2nd Year Anniversary Gift Ideas for Him .Please your cherished partner by gifting a…
Anniversary Gift Ideas
20 Of the Best Ideas for 50 Year Anniversary Gift Ideas

by admin November 26, 2019

by admin November 26, 2019

20 Of the Best Ideas for 50 Year Anniversary Gift Ideas .You love your partner and you…
Anniversary Gift Ideas
Top 20 Homemade Anniversary Gift Ideas for Her

by admin November 24, 2019

by admin November 24, 2019

Top 20 Homemade Anniversary Gift Ideas for Her .Please your cherished spouse by gifting a lovely tailored…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?