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Anniversary Gift Ideas

Anniversary Gift Ideas
The top 20 Ideas About 9 Year Anniversary Gift Ideas

by admin March 31, 2020

by admin March 31, 2020

The top 20 Ideas About 9 Year Anniversary Gift Ideas .You like your spouse and also you…
Anniversary Gift Ideas
20 Best Ideas Gift Ideas for 1st Wedding Anniversary

by admin March 25, 2020

by admin March 25, 2020

20 Best Ideas Gift Ideas for 1st Wedding Anniversary .Please your beloved spouse by gifting a lovely…
Anniversary Gift Ideas
The Best 40th Wedding Anniversary Gift Ideas

by admin February 26, 2020

by admin February 26, 2020

The Best 40th Wedding Anniversary Gift Ideas .Please your precious partner by gifting a beautiful individualized cake…
Anniversary Gift Ideas
20 Best 4th Anniversary Gift Ideas for Her

by admin February 17, 2020

by admin February 17, 2020

20 Best 4th Anniversary Gift Ideas for Her .Please your beloved partner by gifting an attractive individualized…
Anniversary Gift Ideas
The Best 16th Wedding Anniversary Gift Ideas

by admin January 25, 2020

by admin January 25, 2020

The Best 16th Wedding Anniversary Gift Ideas .On this day, you realize what a gift it was…
Anniversary Gift Ideas
20 Best 19 Year Anniversary Gift Ideas for Her

by admin January 24, 2020

by admin January 24, 2020

20 Best 19 Year Anniversary Gift Ideas for Her .Please your beloved spouse by gifting a lovely…
Anniversary Gift Ideas
Top 20 Diy Anniversary Gift Ideas for Parents

by admin January 24, 2020

by admin January 24, 2020

Top 20 Diy Anniversary Gift Ideas for Parents .Please your beloved spouse by gifting an attractive individualized…
Anniversary Gift Ideas
20 Of the Best Ideas for 60th Anniversary Gift Ideas

by admin January 23, 2020

by admin January 23, 2020

20 Of the Best Ideas for 60th Anniversary Gift Ideas .You like your partner and also you…
Anniversary Gift Ideas
20 Of the Best Ideas for 100th Day Anniversary Gift Ideas

by admin January 21, 2020

by admin January 21, 2020

20 Of the Best Ideas for 100th Day Anniversary Gift Ideas .On this day, you realize what…
Anniversary Gift Ideas
Top 20 30th Anniversary Gift Ideas for Parents

by admin January 21, 2020

by admin January 21, 2020

Top 20 30th Anniversary Gift Ideas for Parents .On this day, you realize what a gift it…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?