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Anniversary Gift Ideas

Anniversary Gift Ideas
20 Of the Best Ideas for 100th Day Anniversary Gift Ideas

by admin January 21, 2020

by admin January 21, 2020

20 Of the Best Ideas for 100th Day Anniversary Gift Ideas .On this day, you realize what…
Anniversary Gift Ideas
Top 20 30th Anniversary Gift Ideas for Parents

by admin January 21, 2020

by admin January 21, 2020

Top 20 30th Anniversary Gift Ideas for Parents .On this day, you realize what a gift it…
Anniversary Gift Ideas
20 Best 25th Wedding Anniversary Gift Ideas for Husband

by admin January 18, 2020

by admin January 18, 2020

20 Best 25th Wedding Anniversary Gift Ideas for Husband .Please your beloved partner by gifting a beautiful…
Anniversary Gift Ideas
The top 20 Ideas About 45th Wedding Anniversary Gift Ideas for Husband

by admin January 18, 2020

by admin January 18, 2020

The top 20 Ideas About 45th Wedding Anniversary Gift Ideas for Husband .Please your cherished partner by…
Anniversary Gift Ideas
The top 20 Ideas About First Anniversary Paper Gift Ideas

by admin January 17, 2020

by admin January 17, 2020

The top 20 Ideas About First Anniversary Paper Gift Ideas .Please your beloved partner by gifting a…
Anniversary Gift Ideas
20 Best 1 Month Anniversary Gift Ideas

by admin January 16, 2020

by admin January 16, 2020

20 Best 1 Month Anniversary Gift Ideas .Please your precious spouse by gifting a gorgeous customized cake…
Anniversary Gift Ideas
The top 20 Ideas About Linen Anniversary Gift Ideas for Him

by admin January 14, 2020

by admin January 14, 2020

The top 20 Ideas About Linen Anniversary Gift Ideas for Him .On this day, you realize what…
Anniversary Gift Ideas
20 Best Ideas Anniversary Gift Ideas for Friend

by admin January 12, 2020

by admin January 12, 2020

20 Best Ideas Anniversary Gift Ideas for Friend .Please your precious partner by gifting a lovely tailored…
Anniversary Gift Ideas
20 Of the Best Ideas for Anniversary Party Gift Ideas

by admin January 10, 2020

by admin January 10, 2020

20 Of the Best Ideas for Anniversary Party Gift Ideas .Please your beloved spouse by gifting a…
Anniversary Gift Ideas
The 20 Best Ideas for 18 Years Wedding Anniversary Gift Ideas

by admin January 10, 2020

by admin January 10, 2020

The 20 Best Ideas for 18 Years Wedding Anniversary Gift Ideas .On this day, you recognize what…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?