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Anniversary Gift Ideas

Anniversary Gift Ideas
The 20 Best Ideas for Two Years Wedding Anniversary Gift Ideas

by admin December 10, 2020

by admin December 10, 2020

The 20 Best Ideas for Two Years Wedding Anniversary Gift Ideas .Please your precious spouse by gifting…
Anniversary Gift Ideas
The Best Gift Ideas for 10th Anniversary

by admin October 1, 2020

by admin October 1, 2020

The Best Gift Ideas for 10th Anniversary .You like your partner and also you hate them sometimes,…
Anniversary Gift Ideas
The Best Diy Anniversary Gift Ideas

by admin September 24, 2020

by admin September 24, 2020

The Best Diy Anniversary Gift Ideas .On this day, you understand what a gift it was to…
Anniversary Gift Ideas
20 Best Ideas 2nd Anniversary Gift Ideas for Him

by admin August 17, 2020

by admin August 17, 2020

20 Best Ideas 2nd Anniversary Gift Ideas for Him .You enjoy your partner as well as you…
Anniversary Gift Ideas
20 Ideas for Gift Ideas for Pastor Anniversary

by admin July 26, 2020

by admin July 26, 2020

20 Ideas for Gift Ideas for Pastor Anniversary .On this day, you understand what a gift it…
Anniversary Gift Ideas
Top 20 fortieth Anniversary Gift Ideas

by admin July 10, 2020

by admin July 10, 2020

Top 20 fortieth Anniversary Gift Ideas .Please your cherished partner by gifting a gorgeous personalized cake featuring…
Anniversary Gift Ideas
The 20 Best Ideas for 9 Year Wedding Anniversary Gift Ideas

by admin July 9, 2020

by admin July 9, 2020

The 20 Best Ideas for 9 Year Wedding Anniversary Gift Ideas .You like your spouse and you…
Anniversary Gift Ideas
20 Best Parents 25th Anniversary Gift Ideas

by admin June 8, 2020

by admin June 8, 2020

20 Best Parents 25th Anniversary Gift Ideas .Please your cherished spouse by gifting a gorgeous customized cake…
Anniversary Gift Ideas
The Best Ideas for 8 Year Anniversary Gift Ideas for Men

by admin May 19, 2020

by admin May 19, 2020

The Best Ideas for 8 Year Anniversary Gift Ideas for Men .Please your cherished spouse by gifting…
Anniversary Gift Ideas
20 Best Ideas 3 Month Anniversary Gift Ideas

by admin April 17, 2020

by admin April 17, 2020

20 Best Ideas 3 Month Anniversary Gift Ideas .You like your spouse and you hate them often,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?