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Anniversary Gift Ideas

Anniversary Gift Ideas
Best 20 30 Year Anniversary Gift Ideas

by admin November 12, 2023

by admin November 12, 2023

Best 20 30 Year Anniversary Gift Ideas .You love your partner and also you despise them in…
Anniversary Gift Ideas
20 Of the Best Ideas for 23rd Wedding Anniversary Gift Ideas

by admin September 1, 2023

by admin September 1, 2023

20 Of the Best Ideas for 23rd Wedding Anniversary Gift Ideas .On this day, you recognize what…
Anniversary Gift Ideas
20 Of the Best Ideas for Silver Anniversary Gift Ideas

by admin August 11, 2023

by admin August 11, 2023

20 Of the Best Ideas for Silver Anniversary Gift Ideas .You like your partner and also you…
Anniversary Gift Ideas
20 Best 8 Year Anniversary Gift Ideas for Her

by admin July 22, 2023

by admin July 22, 2023

20 Best 8 Year Anniversary Gift Ideas for Her .You enjoy your partner as well as you…
Anniversary Gift Ideas
20 Ideas for Seventh Anniversary Gift Ideas

by admin June 8, 2023

by admin June 8, 2023

20 Ideas for Seventh Anniversary Gift Ideas .On this day, you understand what a gift it was…
Anniversary Gift Ideas
20 Of the Best Ideas for 25th Anniversary Gift Ideas for Wife

by admin May 25, 2023

by admin May 25, 2023

20 Of the Best Ideas for 25th Anniversary Gift Ideas for Wife .Please your precious spouse by…
Anniversary Gift Ideas
The top 20 Ideas About 23rd Anniversary Gift Ideas

by admin January 3, 2023

by admin January 3, 2023

The top 20 Ideas About 23rd Anniversary Gift Ideas .You like your spouse and you dislike them…
Anniversary Gift Ideas
The 20 Best Ideas for 5th Wedding Anniversary Gift Ideas for Her

by admin December 15, 2022

by admin December 15, 2022

The 20 Best Ideas for 5th Wedding Anniversary Gift Ideas for Her .Please your beloved partner by…
Anniversary Gift Ideas
The Best Ideas for 2nd Wedding Anniversary Gift Ideas

by admin September 14, 2022

by admin September 14, 2022

The Best Ideas for 2nd Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting a lovely…
Anniversary Gift Ideas
Top 20 Ruby Anniversary Gift Ideas

by admin June 13, 2022

by admin June 13, 2022

Top 20 Ruby Anniversary Gift Ideas .You like your partner as well as you despise them in…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?