Category:

Anniversary Gift Ideas

Anniversary Gift Ideas
20 Best Ideas Six Months Anniversary Gift Ideas

by admin April 12, 2019

by admin April 12, 2019

20 Best Ideas Six Months Anniversary Gift Ideas .Please your cherished spouse by gifting a gorgeous individualized…
Anniversary Gift Ideas
The top 20 Ideas About 3rd Anniversary Gift Ideas for Him

by admin April 11, 2019

by admin April 11, 2019

The top 20 Ideas About 3rd Anniversary Gift Ideas for Him .Please your cherished partner by gifting…
Anniversary Gift Ideas
20 Of the Best Ideas for Third Year Anniversary Gift Ideas

by admin March 31, 2019

by admin March 31, 2019

20 Of the Best Ideas for Third Year Anniversary Gift Ideas .Please your precious partner by gifting…
Anniversary Gift Ideas
20 Of the Best Ideas for 25th Wedding Anniversary Gift Ideas for Wife

by admin March 30, 2019

by admin March 30, 2019

20 Of the Best Ideas for 25th Wedding Anniversary Gift Ideas for Wife .You enjoy your partner…
Anniversary Gift Ideas
Best 20 6th Anniversary Gift Ideas

by admin March 26, 2019

by admin March 26, 2019

Best 20 6th Anniversary Gift Ideas .You love your spouse and you despise them occasionally, you sustain…
Anniversary Gift Ideas
The Best Ideas for 6 Year Anniversary Gift Ideas for Him

by admin March 17, 2019

by admin March 17, 2019

The Best Ideas for 6 Year Anniversary Gift Ideas for Him .On this day, you realize what…
Anniversary Gift Ideas
20 Best 45th Wedding Anniversary Gift Ideas for Couples

by admin March 11, 2019

by admin March 11, 2019

20 Best 45th Wedding Anniversary Gift Ideas for Couples .Please your beloved partner by gifting a beautiful…
Anniversary Gift Ideas
The top 20 Ideas About 15th Wedding Anniversary Gift Ideas

by admin March 9, 2019

by admin March 9, 2019

The top 20 Ideas About 15th Wedding Anniversary Gift Ideas .You enjoy your partner and you hate…
Anniversary Gift Ideas
Best 20 29th Wedding Anniversary Gift Ideas

by admin February 1, 2019

by admin February 1, 2019

Best 20 29th Wedding Anniversary Gift Ideas .Please your cherished partner by gifting a lovely individualized cake…
Anniversary Gift Ideas
20 Best 6 Years Anniversary Gift Ideas

by admin January 23, 2019

by admin January 23, 2019

20 Best 6 Years Anniversary Gift Ideas .Please your precious partner by gifting a gorgeous personalized cake…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?