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Anniversary Gift Ideas

Anniversary Gift Ideas
20 Best Ideas Tin Anniversary Gift Ideas

by admin June 13, 2019

by admin June 13, 2019

20 Best Ideas Tin Anniversary Gift Ideas .On this day, you understand what a gift it was…
Anniversary Gift Ideas
The Best Ideas for Paper Wedding Anniversary Gift Ideas

by admin June 12, 2019

by admin June 12, 2019

The Best Ideas for Paper Wedding Anniversary Gift Ideas .On this day, you realize what a gift…
Anniversary Gift Ideas
Top 20 2nd Anniversary Gift Ideas Cotton

by admin June 11, 2019

by admin June 11, 2019

Top 20 2nd Anniversary Gift Ideas Cotton .Please your beloved spouse by gifting an attractive personalized cake…
Anniversary Gift Ideas
20 Best Ideas Fiftieth Wedding Anniversary Gift Ideas

by admin June 10, 2019

by admin June 10, 2019

20 Best Ideas Fiftieth Wedding Anniversary Gift Ideas .Please your precious partner by gifting an attractive customized…
Anniversary Gift Ideas
20 Best 11th Anniversary Gift Ideas for Him

by admin June 9, 2019

by admin June 9, 2019

20 Best 11th Anniversary Gift Ideas for Him .Please your cherished partner by gifting a stunning customized…
Anniversary Gift Ideas
20 Best 6th Wedding Anniversary Gift Ideas for Her

by admin June 8, 2019

by admin June 8, 2019

20 Best 6th Wedding Anniversary Gift Ideas for Her .On this day, you understand what a gift…
Anniversary Gift Ideas
The Best Gift Ideas for Parents 50th Anniversary

by admin June 3, 2019

by admin June 3, 2019

The Best Gift Ideas for Parents 50th Anniversary .Please your beloved partner by gifting a gorgeous individualized…
Anniversary Gift Ideas
The 20 Best Ideas for Three Year Anniversary Gift Ideas

by admin May 11, 2019

by admin May 11, 2019

The 20 Best Ideas for Three Year Anniversary Gift Ideas .Please your cherished spouse by gifting an…
Anniversary Gift Ideas
The top 20 Ideas About Cute Anniversary Gift Ideas

by admin April 26, 2019

by admin April 26, 2019

The top 20 Ideas About Cute Anniversary Gift Ideas .Please your cherished spouse by gifting a lovely…
Anniversary Gift Ideas
The Best Ideas for Ten Year Anniversary Gift Ideas

by admin April 22, 2019

by admin April 22, 2019

The Best Ideas for Ten Year Anniversary Gift Ideas .On this day, you understand what a gift…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?