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Anniversary Gift Ideas

Anniversary Gift Ideas
20 Of the Best Ideas for 1st Year Wedding Anniversary Gift Ideas

by admin June 27, 2019

by admin June 27, 2019

20 Of the Best Ideas for 1st Year Wedding Anniversary Gift Ideas .You love your partner as…
Anniversary Gift Ideas
The 20 Best Ideas for Anniversary Gift Ideas for Girlfriend

by admin June 27, 2019

by admin June 27, 2019

The 20 Best Ideas for Anniversary Gift Ideas for Girlfriend .On this day, you recognize what a…
Anniversary Gift Ideas
20 Ideas for 12th Anniversary Gift Ideas

by admin June 24, 2019

by admin June 24, 2019

20 Ideas for 12th Anniversary Gift Ideas .Please your beloved partner by gifting a gorgeous tailored cake…
Anniversary Gift Ideas
The Best 8th Anniversary Gift Ideas for Her

by admin June 24, 2019

by admin June 24, 2019

The Best 8th Anniversary Gift Ideas for Her .Please your beloved spouse by gifting a gorgeous tailored…
Anniversary Gift Ideas
The Best Ideas for Gift Ideas for 15th Wedding Anniversary

by admin June 23, 2019

by admin June 23, 2019

The Best Ideas for Gift Ideas for 15th Wedding Anniversary .Please your cherished partner by gifting a…
Anniversary Gift Ideas
The top 20 Ideas About 11th Wedding Anniversary Gift Ideas

by admin June 21, 2019

by admin June 21, 2019

The top 20 Ideas About 11th Wedding Anniversary Gift Ideas .You enjoy your spouse and you dislike…
Anniversary Gift Ideas
Top 20 45 Year Anniversary Gift Ideas

by admin June 15, 2019

by admin June 15, 2019

Top 20 45 Year Anniversary Gift Ideas .You enjoy your partner and you despise them in some…
Anniversary Gift Ideas
20 Best 7 Year Anniversary Gift Ideas for Him

by admin June 15, 2019

by admin June 15, 2019

20 Best 7 Year Anniversary Gift Ideas for Him .You enjoy your spouse and you despise them…
Anniversary Gift Ideas
20 Of the Best Ideas for Third Anniversary Gift Ideas

by admin June 14, 2019

by admin June 14, 2019

20 Of the Best Ideas for Third Anniversary Gift Ideas .On this day, you realize what a…
Anniversary Gift Ideas
Best 20 14 Year Anniversary Gift Ideas

by admin June 14, 2019

by admin June 14, 2019

Best 20 14 Year Anniversary Gift Ideas .On this day, you realize what a gift it was…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?