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Anniversary Gift Ideas

Anniversary Gift Ideas
20 Best Ideas Gift Ideas for 2nd Anniversary

by admin July 15, 2019

by admin July 15, 2019

20 Best Ideas Gift Ideas for 2nd Anniversary .Please your cherished spouse by gifting an attractive customized…
Anniversary Gift Ideas
Top 20 18 Year Anniversary Gift Ideas for Him

by admin July 15, 2019

by admin July 15, 2019

Top 20 18 Year Anniversary Gift Ideas for Him .Please your cherished spouse by gifting a lovely…
Anniversary Gift Ideas
The top 20 Ideas About 5 Year Anniversary Gift Ideas Men

by admin July 14, 2019

by admin July 14, 2019

The top 20 Ideas About 5 Year Anniversary Gift Ideas Men .On this day, you recognize what…
Anniversary Gift Ideas
20 Best 50th Anniversary Gift Ideas for Friends

by admin July 8, 2019

by admin July 8, 2019

20 Best 50th Anniversary Gift Ideas for Friends .You enjoy your partner and you dislike them often,…
Anniversary Gift Ideas
Best 20 10 Year Anniversary Gift Ideas Men

by admin July 8, 2019

by admin July 8, 2019

Best 20 10 Year Anniversary Gift Ideas Men .Please your precious spouse by gifting a gorgeous personalized…
Anniversary Gift Ideas
20 Ideas for 3 Year Anniversary Gift Ideas for Him

by admin July 8, 2019

by admin July 8, 2019

20 Ideas for 3 Year Anniversary Gift Ideas for Him .You like your spouse as well as…
Anniversary Gift Ideas
The top 20 Ideas About Fifth Anniversary Gift Ideas for Him

by admin July 8, 2019

by admin July 8, 2019

The top 20 Ideas About Fifth Anniversary Gift Ideas for Him .Please your precious partner by gifting…
Anniversary Gift Ideas
Top 20 1st Year Anniversary Gift Ideas

by admin July 6, 2019

by admin July 6, 2019

Top 20 1st Year Anniversary Gift Ideas .On this day, you realize what a gift it was…
Anniversary Gift Ideas
20 Ideas for 4th Year Anniversary Gift Ideas

by admin July 4, 2019

by admin July 4, 2019

20 Ideas for 4th Year Anniversary Gift Ideas .Please your precious spouse by gifting a beautiful tailored…
Anniversary Gift Ideas
Top 20 20th Anniversary Gift Ideas for Him

by admin July 4, 2019

by admin July 4, 2019

Top 20 20th Anniversary Gift Ideas for Him .On this day, you realize what a gift it…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?