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Anniversary Gift Ideas

Anniversary Gift Ideas
The Best Ideas for 9th Anniversary Gift Ideas for Him

by admin July 22, 2024

by admin July 22, 2024

The Best Ideas for 9th Anniversary Gift Ideas for Him .Please your cherished partner by gifting a…
Anniversary Gift Ideas
20 Of the Best Ideas for 5th Wedding Anniversary Gift Ideas

by admin June 8, 2024

by admin June 8, 2024

20 Of the Best Ideas for 5th Wedding Anniversary Gift Ideas .On this day, you understand what…
Anniversary Gift Ideas
The top 20 Ideas About 7 Year Anniversary Gift Ideas for Her

by admin May 24, 2024

by admin May 24, 2024

The top 20 Ideas About 7 Year Anniversary Gift Ideas for Her .On this day, you understand…
Anniversary Gift Ideas
20 Ideas for One Year Anniversary Paper Gift Ideas

by admin April 25, 2024

by admin April 25, 2024

20 Ideas for One Year Anniversary Paper Gift Ideas .Please your cherished spouse by gifting a beautiful…
Anniversary Gift Ideas
20 Best Paper Anniversary Gift Ideas

by admin April 15, 2024

by admin April 15, 2024

20 Best Paper Anniversary Gift Ideas .Please your beloved partner by gifting a gorgeous tailored cake including…
Anniversary Gift Ideas
20 Best 22nd Wedding Anniversary Gift Ideas

by admin March 28, 2024

by admin March 28, 2024

20 Best 22nd Wedding Anniversary Gift Ideas .On this day, you realize what a gift it was…
Anniversary Gift Ideas
The Best Ideas for Lace Anniversary Gift Ideas

by admin March 19, 2024

by admin March 19, 2024

The Best Ideas for Lace Anniversary Gift Ideas .Please your cherished spouse by gifting a stunning individualized…
Anniversary Gift Ideas
20 Best Ideas 25th Anniversary Gift Ideas

by admin December 11, 2023

by admin December 11, 2023

20 Best Ideas 25th Anniversary Gift Ideas .Please your cherished partner by gifting a lovely customized cake…
Anniversary Gift Ideas
Best 20 30 Year Anniversary Gift Ideas

by admin November 12, 2023

by admin November 12, 2023

Best 20 30 Year Anniversary Gift Ideas .You love your partner and also you despise them in…
Anniversary Gift Ideas
20 Of the Best Ideas for 23rd Wedding Anniversary Gift Ideas

by admin September 1, 2023

by admin September 1, 2023

20 Of the Best Ideas for 23rd Wedding Anniversary Gift Ideas .On this day, you recognize what…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?