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Anniversary Gift Ideas

Anniversary Gift Ideas
The top 20 Ideas About One Year Anniversary Gift Ideas for Boyfriend

by admin September 7, 2019

by admin September 7, 2019

The top 20 Ideas About One Year Anniversary Gift Ideas for Boyfriend .Please your cherished spouse by…
Anniversary Gift Ideas
20 Best Anniversary Gift Ideas for Grandparents

by admin September 5, 2019

by admin September 5, 2019

20 Best Anniversary Gift Ideas for Grandparents .You enjoy your spouse as well as you despise them…
Anniversary Gift Ideas
Best 20 Two Year Anniversary Gift Ideas

by admin September 5, 2019

by admin September 5, 2019

Best 20 Two Year Anniversary Gift Ideas .You enjoy your partner as well as you despise them…
Anniversary Gift Ideas
The top 20 Ideas About 13th Anniversary Gift Ideas

by admin September 4, 2019

by admin September 4, 2019

The top 20 Ideas About 13th Anniversary Gift Ideas .You love your partner and you dislike them…
Anniversary Gift Ideas
The Best Ideas for Tenth Wedding Anniversary Gift Ideas

by admin September 2, 2019

by admin September 2, 2019

The Best Ideas for Tenth Wedding Anniversary Gift Ideas .Please your precious spouse by gifting a stunning…
Anniversary Gift Ideas
Top 20 4 Year Anniversary Gift Ideas for Husband

by admin August 31, 2019

by admin August 31, 2019

Top 20 4 Year Anniversary Gift Ideas for Husband .You love your partner and also you despise…
Anniversary Gift Ideas
The top 20 Ideas About Fifty Wedding Anniversary Gift Ideas

by admin August 30, 2019

by admin August 30, 2019

The top 20 Ideas About Fifty Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting a…
Anniversary Gift Ideas
The Best 2 Year Anniversary Gift Ideas for My Boyfriend

by admin August 28, 2019

by admin August 28, 2019

The Best 2 Year Anniversary Gift Ideas for My Boyfriend .Please your beloved spouse by gifting an…
Anniversary Gift Ideas
Best 20 3 Year Anniversary Gift Ideas for Her

by admin August 23, 2019

by admin August 23, 2019

Best 20 3 Year Anniversary Gift Ideas for Her .You like your partner and also you despise…
Anniversary Gift Ideas
20 Of the Best Ideas for Cheap Anniversary Gift Ideas

by admin August 23, 2019

by admin August 23, 2019

20 Of the Best Ideas for Cheap Anniversary Gift Ideas .You enjoy your partner and you hate…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?