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Anniversary Gift Ideas

Anniversary Gift Ideas
The Best Ideas for 16 Year Anniversary Gift Ideas for Him

by admin September 20, 2019

by admin September 20, 2019

The Best Ideas for 16 Year Anniversary Gift Ideas for Him .On this day, you recognize what…
Anniversary Gift Ideas
The 20 Best Ideas for 27th Anniversary Gift Ideas

by admin September 19, 2019

by admin September 19, 2019

The 20 Best Ideas for 27th Anniversary Gift Ideas .Please your beloved spouse by gifting an attractive…
Anniversary Gift Ideas
The Best Ideas for 4th Wedding Anniversary Gift Ideas

by admin September 18, 2019

by admin September 18, 2019

The Best Ideas for 4th Wedding Anniversary Gift Ideas .Please your precious partner by gifting a gorgeous…
Anniversary Gift Ideas
20 Ideas for 25 Year Work Anniversary Gift Ideas

by admin September 15, 2019

by admin September 15, 2019

20 Ideas for 25 Year Work Anniversary Gift Ideas .You like your partner and also you despise…
Anniversary Gift Ideas
20 Ideas for 7th Anniversary Gift Ideas for Him

by admin September 15, 2019

by admin September 15, 2019

20 Ideas for 7th Anniversary Gift Ideas for Him .On this day, you recognize what a gift…
Anniversary Gift Ideas
The top 20 Ideas About Men Anniversary Gift Ideas

by admin September 14, 2019

by admin September 14, 2019

The top 20 Ideas About Men Anniversary Gift Ideas .On this day, you understand what a gift…
Anniversary Gift Ideas
20 Ideas for Wool Anniversary Gift Ideas for Him

by admin September 14, 2019

by admin September 14, 2019

20 Ideas for Wool Anniversary Gift Ideas for Him .On this day, you recognize what a gift…
Anniversary Gift Ideas
Best 20 5 Year Anniversary Gift Ideas

by admin September 13, 2019

by admin September 13, 2019

Best 20 5 Year Anniversary Gift Ideas .Please your beloved partner by gifting a lovely individualized cake…
Anniversary Gift Ideas
The top 20 Ideas About 1 Yr Anniversary Gift Ideas for Her

by admin September 12, 2019

by admin September 12, 2019

The top 20 Ideas About 1 Yr Anniversary Gift Ideas for Her .You like your partner as…
Anniversary Gift Ideas
The Best Fifth Anniversary Gift Ideas for Her

by admin September 11, 2019

by admin September 11, 2019

The Best Fifth Anniversary Gift Ideas for Her .Please your beloved partner by gifting a stunning tailored…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?