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Anniversary Gift Ideas

Anniversary Gift Ideas
20 Ideas for One Year Anniversary Gift Ideas for Her

by admin October 6, 2019

by admin October 6, 2019

20 Ideas for One Year Anniversary Gift Ideas for Her .You love your partner and also you…
Anniversary Gift Ideas
20 Best Ideas 45th Anniversary Gift Ideas

by admin October 5, 2019

by admin October 5, 2019

20 Best Ideas 45th Anniversary Gift Ideas .On this day, you understand what a gift it was…
Anniversary Gift Ideas
20 Ideas for Gift Ideas for 6 Month Anniversary

by admin October 5, 2019

by admin October 5, 2019

20 Ideas for Gift Ideas for 6 Month Anniversary .You enjoy your partner as well as you…
Anniversary Gift Ideas
Best 20 25th Anniversary Gift Ideas for Him

by admin October 4, 2019

by admin October 4, 2019

Best 20 25th Anniversary Gift Ideas for Him .Please your precious spouse by gifting a gorgeous personalized…
Anniversary Gift Ideas
Top 20 18th Anniversary Gift Ideas

by admin October 4, 2019

by admin October 4, 2019

Top 20 18th Anniversary Gift Ideas .Please your beloved partner by gifting a lovely personalized cake including…
Anniversary Gift Ideas
20 Ideas for 30th Wedding Anniversary Gift Ideas for Parents

by admin October 3, 2019

by admin October 3, 2019

20 Ideas for 30th Wedding Anniversary Gift Ideas for Parents .You love your spouse as well as…
Anniversary Gift Ideas
Best 20 First Anniversary Gift Ideas for Her

by admin October 3, 2019

by admin October 3, 2019

Best 20 First Anniversary Gift Ideas for Her .You like your spouse and you hate them in…
Anniversary Gift Ideas
20 Best Fifth Anniversary Gift Ideas

by admin October 3, 2019

by admin October 3, 2019

20 Best Fifth Anniversary Gift Ideas .On this day, you realize what a gift it was to…
Anniversary Gift Ideas
The Best 13th Anniversary Gift Ideas for Her

by admin October 2, 2019

by admin October 2, 2019

The Best 13th Anniversary Gift Ideas for Her .On this day, you understand what a gift it…
Anniversary Gift Ideas
20 Best Ideas 60th Wedding Anniversary Gift Ideas for Parents

by admin September 28, 2019

by admin September 28, 2019

20 Best Ideas 60th Wedding Anniversary Gift Ideas for Parents .Please your cherished spouse by gifting a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?