Category:

Anniversary Gift Ideas

Anniversary Gift Ideas
20 Best Ideas 9th Anniversary Gift Ideas

by admin November 23, 2019

by admin November 23, 2019

20 Best Ideas 9th Anniversary Gift Ideas .You like your spouse and you hate them often, you…
Anniversary Gift Ideas
20 Of the Best Ideas for 1st Anniversary Gift Ideas for Her

by admin November 22, 2019

by admin November 22, 2019

20 Of the Best Ideas for 1st Anniversary Gift Ideas for Her .On this day, you recognize…
Anniversary Gift Ideas
20 Best Ideas 70th Wedding Anniversary Gift Ideas

by admin November 19, 2019

by admin November 19, 2019

20 Best Ideas 70th Wedding Anniversary Gift Ideas .On this day, you realize what a gift it…
Anniversary Gift Ideas
20 Of the Best Ideas for 27th Wedding Anniversary Gift Ideas

by admin November 18, 2019

by admin November 18, 2019

20 Of the Best Ideas for 27th Wedding Anniversary Gift Ideas .You like your spouse and also…
Anniversary Gift Ideas
The Best 2nd Year Anniversary Gift Ideas for Her

by admin November 16, 2019

by admin November 16, 2019

The Best 2nd Year Anniversary Gift Ideas for Her .Please your precious spouse by gifting a gorgeous…
Anniversary Gift Ideas
The top 20 Ideas About 50 Year Wedding Anniversary Gift Ideas

by admin November 13, 2019

by admin November 13, 2019

The top 20 Ideas About 50 Year Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting…
Anniversary Gift Ideas
The Best Gift Ideas for Second Anniversary

by admin November 12, 2019

by admin November 12, 2019

The Best Gift Ideas for Second Anniversary .Please your beloved partner by gifting a lovely personalized cake…
Anniversary Gift Ideas
The top 20 Ideas About Parent Anniversary Gift Ideas

by admin November 11, 2019

by admin November 11, 2019

The top 20 Ideas About Parent Anniversary Gift Ideas .Please your beloved partner by gifting a stunning…
Anniversary Gift Ideas
The top 20 Ideas About 50th Wedding Anniversary Gift Ideas for Parents

by admin November 11, 2019

by admin November 11, 2019

The top 20 Ideas About 50th Wedding Anniversary Gift Ideas for Parents .You like your spouse and…
Anniversary Gift Ideas
Best 20 Anniversary Gift Basket Ideas

by admin November 5, 2019

by admin November 5, 2019

Best 20 Anniversary Gift Basket Ideas .Please your beloved spouse by gifting a stunning individualized cake including…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?