Tag:

t ideas jewellery

Gift Ideas For Boyfriend
25 Best Gift Ideas for New Boyfriend

by admin October 31, 2021

by admin October 31, 2021

25 Best Gift Ideas for New Boyfriend . Has your darling been additional sweet lately? If you…
Christmas Gift Ideas
The Best Ideas for Gift Ideas for Boyfriend for Christmas

by admin March 15, 2020

by admin March 15, 2020

The Best Ideas for Gift Ideas for Boyfriend for Christmas . Whether you’re simply beginning to go…
Gift Ideas For Boys
The top 23 Ideas About Gift Ideas for 5 Year Old Boys

by admin August 26, 2019

by admin August 26, 2019

The top 23 Ideas About Gift Ideas for 5 Year Old Boys . If you ve ever…
Mothers Day Gift Ideas
30 Best Ideas Gift Ideas for Expectant Mothers

by admin July 18, 2019

by admin July 18, 2019

30 Best Ideas Gift Ideas for Expectant Mothers .The last thing any type of mother desires is…
Mothers Day Gift Ideas
The 30 Best Ideas for Gift Ideas for Young Mothers

by admin June 20, 2019

by admin June 20, 2019

The 30 Best Ideas for Gift Ideas for Young Mothers .The last thing any kind of mom…
Gift Ideas For Girls
Top 24 Gift Ideas for 18 Year Old Girls

by admin August 16, 2018

by admin August 16, 2018

Top 24 Gift Ideas for 18 Year Old Girls . Ladies enjoy shocks, specifically gifts. Therefore, indulge…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?