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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
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      • Bedroom Ideas
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  • Best Fall Ideas

    21 Of the Best Ideas for Family Portrait Ideas for Fall

    by admin January 11, 2023
    by admin January 11, 2023

    21 Of the Best Ideas for Family Portrait Ideas for Fall .@[One of the most touching and…

  • Mexican Recipes

    25 Best Ideas Mexican Beans and Rice

    by admin January 11, 2023
    by admin January 11, 2023

    25 Best Ideas Mexican Beans and Rice .A hearty combination of beans, corn, tomatoes, as well as…

  • DIY Gift Ideas

    30 Of the Best Ideas for Valentines Gift Ideas Diy

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    by admin January 11, 2023

    30 Of the Best Ideas for Valentines Gift Ideas Diy .When a present is handmade, it brings…

  • Retirement Party Ideas

    22 Ideas for Army Retirement Party Ideas

    by admin January 10, 2023
    by admin January 10, 2023

    22 Ideas for Army Retirement Party Ideas . To intend a retired life party, begin by circulating…

  • Birthday Wishes Ideas

    The Best Ideas for Happy Birthday Wishes to Sister

    by admin January 10, 2023
    by admin January 10, 2023

    The Best Ideas for Happy Birthday Wishes to Sister . Birthdays are among the most renowned occasions…

  • Christmas Quotes

    The top 21 Ideas About Nightmare before Christmas Sally Quotes

    by admin January 10, 2023
    by admin January 10, 2023

    The top 21 Ideas About Nightmare before Christmas Sally Quotes . ” When you provide a present…

  • Anklets

    Best 20 Anklet Summer

    by admin January 10, 2023
    by admin January 10, 2023

    Best 20 Anklet Summer .An anklet, likewise called ankle chain, ankle joint bracelet or ankle string, is…

  • Nail Colors

    22 Best Summer Nail Colors Opi

    by admin January 9, 2023
    by admin January 9, 2023

    22 Best Summer Nail Colors Opi .When taking into consideration the colder period, you may safely forecast…

  • Bedroom Ideas

    21 Cool Bathroom Ideas for Small Bathrooms

    by admin January 9, 2023
    by admin January 9, 2023

    21 Cool Bathroom Ideas for Small Bathrooms .If your shower room doesn’t have a built-in vanity, choose…

  • Birthday Party Inspirations

    The top 30 Ideas About 1st Boy Birthday Party Ideas

    by admin January 9, 2023
    by admin January 9, 2023

    The top 30 Ideas About 1st Boy Birthday Party Ideas . Find Birthday Celebration Celebration Supplies, consisting…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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