Home, Family, Style and Art Ideas

Living Room Ideas
21 Unique Small Living Room Arrangements

by admin July 29, 2018

by admin July 29, 2018

21 Unique Small Living Room Arrangements .If your living-room has access to a ton of natural light,…
Nail Ideas
23 Best Cute Halloween Nail Ideas

by admin July 29, 2018

by admin July 29, 2018

23 Best Cute Halloween Nail Ideas .Especially, to the nail beauty salon. We’ve rounded up some seriously…
Low Calorie Recipes
The top 30 Ideas About Low Calorie Dinner Recipes for 2

by admin July 29, 2018

by admin July 29, 2018

The top 30 Ideas About Low Calorie Dinner Recipes for 2 .Toasting isn’t usually the first cooking…
Mothers Day Gift Ideas
Top 30 Grandmother Shower Gift Ideas

by admin July 29, 2018

by admin July 29, 2018

Top 30 Grandmother Shower Gift Ideas .The last thing any kind of mother wants is a fistful…
Kids Room Décor Ideas
23 Best Ideas Kids Room Night Light

by admin July 29, 2018

by admin July 29, 2018

23 Best Ideas Kids Room Night Light .When it comes to developing your child’s space, adaptability is…
Birthday Wishes Ideas
The top 25 Ideas About Thanks for Birthday Wishes

by admin July 29, 2018

by admin July 29, 2018

The top 25 Ideas About Thanks for Birthday Wishes . All the finest on your birthday celebration!…
Halloween Party Ideas
23 Best Ideas Halloween Party Ideas Diy

by admin July 29, 2018

by admin July 29, 2018

23 Best Ideas Halloween Party Ideas Diy . There are lots of Halloween party motifs to pick…
Nail Designs
20 Of the Best Ideas for Jeweled Nail Designs

by admin July 29, 2018

by admin July 29, 2018

20 Of the Best Ideas for Jeweled Nail Designs .Terrific prepared to reserve your next manicure, due…
Undercut Hairstyle
Top 22 Undercut Pixie Hairstyle

by admin July 29, 2018

by admin July 29, 2018

Top 22 Undercut Pixie Hairstyle .Remember that the hairstyle that you go for will certainly determine the…
Bob Hairstyles
20 Best Layered Long Bob Haircuts

by admin July 29, 2018

by admin July 29, 2018

20 Best Layered Long Bob Haircuts .The most popular bob hairstyles, running the trend of bobs, are…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?