Home, Family, Style and Art Ideas

Mothers Day Quotes
Top 35 Mother and Daughter Tattoo Quotes

by admin June 20, 2018

by admin June 20, 2018

Top 35 Mother and Daughter Tattoo Quotes . Mommy’s Day arrive on Sunday, May 12 this year,…
Best Passover Ideas
Best 24 Passover Friendly Food

by admin June 20, 2018

by admin June 20, 2018

Best 24 Passover Friendly Food .As a Christian holiday, Passover was observed by countless early Christians as…
Gifts for Kids
22 Ideas for Superhero Gifts for Kids

by admin June 20, 2018

by admin June 20, 2018

22 Ideas for Superhero Gifts for Kids .We ve picked some of the most preferred concepts in…
Thank You Gift Ideas
21 Best Ideas Gift Ideas Thank You

by admin June 20, 2018

by admin June 20, 2018

21 Best Ideas Gift Ideas Thank You .When a special somebody goes above and also past to…
Anniversary Quotes
Top 22 Religious Anniversary Quotes

by admin June 20, 2018

by admin June 20, 2018

Top 22 Religious Anniversary Quotes . Wedding anniversary quotes to treasure as well as rejoice all the…
Birthday Decoration Ideas
Top 23 Sports Birthday Decorations

by admin June 20, 2018

by admin June 20, 2018

Top 23 Sports Birthday Decorations .Women’ Birthday Celebration Supplies Select From 70+ birthday patterns for ladies, including…
Bathroom Ideas
20 Delightful Bathroom Color Ideas

by admin June 20, 2018

by admin June 20, 2018

20 Delightful Bathroom Color Ideas .Before determining on restroom shade plans, it s a good suggestion to…
DIY Outdoor Ideas
The Best Ideas for Diy Bench Outdoor

by admin June 20, 2018

by admin June 20, 2018

The Best Ideas for Diy Bench Outdoor .Summer is the period for appreciating every little thing outdoors…
Bedroom Ideas
25 Inspiring Storage solutions for Small Bedroom

by admin June 20, 2018

by admin June 20, 2018

25 Inspiring Storage solutions for Small Bedroom .This easy bed room storage hack will function best with…
Coloring Pages For Boys
The Best Printable Coloring Pages for Boys

by admin June 20, 2018

by admin June 20, 2018

The Best Printable Coloring Pages for Boys . Coloring pages the easiest way to soothe your youngster.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?