Home, Family, Style and Art Ideas

Kids Party Ideas
Top 24 Dinner Party with Kids

by admin July 10, 2018

by admin July 10, 2018

Top 24 Dinner Party with Kids .It s a huge frustration when you need to arrange an…
Kitchen Ideas
20 Unique Styling Ideas for Your Small Mobile Kitchen island

by admin July 10, 2018

by admin July 10, 2018

20 Unique Styling Ideas for Your Small Mobile Kitchen island .A strong splashback is an additional simple…
Life Quotes
Best 22 Abt Life Quotes

by admin July 9, 2018

by admin July 9, 2018

Best 22 Abt Life Quotes . If you’re searching for a life insurance policy plan, we’ve got…
Best Spring Ideas
The Best Things to Do In Spring Ideas

by admin July 9, 2018

by admin July 9, 2018

The Best Things to Do In Spring Ideas .The season of spring is conveniently one of the…
Unicorn Party Ideas
35 Best Mermaid Unicorn Party Ideas

by admin July 9, 2018

by admin July 9, 2018

35 Best Mermaid Unicorn Party Ideas .@[If you’re looking for unicorn party ideas, you’ve come to the…
Gift Ideas For Girls
The Best Ideas for Fun Gift Ideas for Girls

by admin July 9, 2018

by admin July 9, 2018

The Best Ideas for Fun Gift Ideas for Girls . When you speak about giving all your…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift Ideas for My Girlfriend

by admin July 9, 2018

by admin July 9, 2018

The 20 Best Ideas for Birthday Gift Ideas for My Girlfriend . So, if by yourself are…
Life Quotes
22 Of the Best Ideas for My Love My Life Quotes

by admin July 9, 2018

by admin July 9, 2018

22 Of the Best Ideas for My Love My Life Quotes .The objective of life is not…
Halloween Party Ideas
The Best Ideas for Kids Halloween Party Invitations Ideas

by admin July 9, 2018

by admin July 9, 2018

The Best Ideas for Kids Halloween Party Invitations Ideas .Trick-or-treating and pulling with each other the ideal…
Pool Ideas
30 Antique Above Ground Pool Ladders

by admin July 9, 2018

by admin July 9, 2018

30 Antique Above Ground Pool Ladders .Learn about the costs of developing an above-ground pool. Includes factors…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?